I hate spiders, scared to death of them. I saw one of those black and yellow things in a field in Illinois once when I was staying there and taking my dog out to pee. Scared the hell out of me. Glad to hear they're harmless, but they sure don't LOOK harmless. *shudder*
I had an experience with a whole 'herd' of wolf spiders in Northern Minnesota once. I don't want to retype the whole thing though, so here's a link to it.
http://www.horror.com/forum/showthre...r&pagenumber=2