also, i dont recall it showing the actual "monster" or "killer" throughout the movie, maybe towards the end of the movie, but I am not sure. That's what makes it hardest to remember, is that I dont actually remember the details surrounding the scary character...

Also, I believe it was american, as I don't recall a "british accent" or anything like that...
Maybe even filmed in south california, but not sure...

Is there anyway I can find a list of horror movies made in the 1986-1995 period?
I can probablly remember/identify the movie if I seen the title...

forgot to mention
 

Another Hint:
the girl i am talking about what the star in the movie...
hope that helps...

You can try this:
http://imdb.com/Sections/Genres/Horror/

That's as much as I can find. It's alphabetical and shows all the horror movies recorded on that site(10954). Scroll to the bottom and start clicking the letters. That's the best I can come up with. I hope this helps.

Re: forgot to mention
 

If it was a newer movie, I'd say search under "Misty Mundae", but as far as I know, her films are all newer.

Yah, i was looking at that earlier, but 10,000+ titles to look through is kind of difficult, especially if you cant narrow it down by the time they were produced...

Also, it is is not Misty Mundae..
I looked at the trailer for Lust in the mummy's tomb and it's definately not the one. There wasn't that much nudity in the film....
Just the two instances of nudity that I remembered seeing I think...

the only thing i can think of from that time period with a lake and girl in a bikini and a guy taking off her bikini is creepshow 2 the raft story.

it wasn't a "lake"
it was an ocean beach...

Never saw that movie. I'll see about renting it when I go tommorow or Tuesday and see for sure.

@Tamra
Yeah, that is a pretty big list. My eyes would pop if I looked at all of those, lol. But as far as a list, that's the best I could come up with. :(

in reply to the "creepshow 2" suggestion:

From seeing that this movie is made in 1987, and from seeing how old it looks like, I am beginning to think that the movie I saw was done in the early ninties
so probablly between 1990 and 1995

and to be safe, I will assume 1988-1995

It sounds like one of those soft core porn films that you could rent from the video store.

I wouldnt go too crazy looking for this film.

Why dont you ask your parents what film it was? Give them the details. haha