They actually did that in Jeepers Creepers.
The guy asks "Is it dead?" and the girl responds "they never are" or something like that, and proceeds to run over the creature repeatedly. It was pretty funny.

two films i liked in this regard - Scream- esp. where Sidney says she hates horror films because the stupid blondes always run upstairs when they should run out the door and then can't get out the front door and has to run upstairs.

i also liked high tension (ignoring for a moment the trick ending) where she does, indeed, hide without screaming

Really?...I saw a guy fall out of a tree once, and he broke EVERY limb on the way down...Yup...Ruined the whole damned tree :p :D

or...the female who is all alone in the big house and hears a noise in the dark basement [ oh...look at that...the light doesn't work ] and then goes down to investigate.

Yeup...

HAHA!

That is part of the reason i liked that movie. At least they TRIED.

the new Hills Have eyes screwed up with this at one point (the shotgun, lizard... i woudl have put it in his mouth and pulled the trigger....), but whe jupiter was grabbing at the boy... what his sister did was great. None of this "eek, what do we do?" crap... Screaming pickaxe to the head. Good girl.

:o I do that...Lotsa times actually.......My kids always come to me with "I think I heard something in the basement (or outside, or upstairs...etcetera)"...So, I go check it out...

Yeah....but you're Bloodrayne
http://creature-corner.com/nextraimages/bloodrayne.jpg

Hmph. i hear a noise outside, i go out with a hammer. i dont care if its a 12 year old being funny. it's not walking away....

Well I'm sure you can more than handle anything that's down there. ;)