Hello! I'm here to offer my experience and support to help you navigate the world of credit. I have personal experience with loans and have become quite knowledgeable on this issue. It is important to remain vigilant about your credit score to protect yourself from any fraudulent activity. If you encounter difficulties, it is even more important to exercise caution. Unfortunately, there are lenders who take advantage of people in desperate situations or those who lack knowledge, but there are ways to protect yourself. I have one piece of advice: read the reviews carefully, as I did when evaluating mobilend. This helped me determine that this option was not right for me and saved me from potential problems. By taking these precautions, you can significantly reduce the risks involved.